Splash Financial

Disclosures and Disclaimers

Splash Financial, Inc. (NMLS # 1630038) Terms and conditions apply. Products may not be available in all states.Splash reserves the right to modify or discontinue products and benefits at any time without notice.

The information you provideto us is an inquiry to determine whether Splash’s lending partners can make you a loan offer, but does not guarantee you will receive any loan offers.

Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, including, but not limited to, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance.

To check the rates and terms you qualify for, Splash conducts a soft credit pull that will not affect your credit score. To obtain a loan, a hard credit pull will be requested by the lender which may affect your credit.

Rates are subject to change without notice. Not all applicants will qualify for the lowest rate. Lowest rates reserved for the most creditworthy applicants and will depend on credit score, loan term, and other factors. Lowest rates may require AutoPay. The AutoPay interest rate discount requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The AutoPay discount will not be applied if AutoPay is not in effect. See loan agreement for details.

Savings overthe life of your loan assumes the same or shorter loan terms and/or interest rates on your refinance, and may not be representative of your situation. Actual savings, if any, may vary based on interest rates, balances, remaining repayment of terms and other factors.

Loans featurerepayment terms of 60 to 300 months. For example, a $10,000 loan with an APR of 2.49% per year for a 60-month term would have a monthly payment of $177.43. The rates used in calculating this example is shown without the autopay discount (0.25%).