Watch Out: Long Bull Market Hazards

…articles screaming about how there’s a 70% chance of a market correction. This is laughable. I link to it only because they cite Vanguard as the source of the prediction….

Funding a 529 Plan Before Having Kids

Vanguard. Not all states have great plans, so you’ll have to look at your state to see what type of tax benefits you get and whether those tax benefits make…

Book Recommendations

…of Common Sense Investing by John Bogle. Still not sure that indexing is the way to go? Jack Bogle, founder of Vanguard, has a little book of common sense investing…

Using XIRR to Calculate Returns

…take a look at the Vanguard Total Stock Market Index Fund’s (VTSAX) performance, you’ll see that it returned 12.56% in 2014, 0.39% in 2015 and 12.66% in 2016. But this…

Savings Accounts Are Not Risk Free

…in a index fund like Vanguard’s Lifestyle Conservative Growth Fund. Both options are usually rejected as too risky. One doesn’t accumulate $100,000 in cash if he believes the power of…

Make Investing Harder, Not Easier

…the process worked and Pullman’s profit per train car jumped. So when someone asks me why I deposit all of my excess paycheck into Vanguard and then make it extremely…

How Well Do You Understand Odds?

…investments were always going to be a game of chance. Only later did I discover the founder of Vanguard, Jack Bogle, and his great investment advice: Don’t look for the…

A Tax Delayed Is a Tax Not Paid

…administrator. These costs and fees add up over time, unless you change jobs and roll that money into a low-cost institution like Vanguard. But either way, 401(k) costs and fees…

Save more money than your friends

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