11 Financial Mistakes Lawyers Make

…to the trustee could not be more simple: Put 10% of the cash in short-term government bonds and 90% in a very low-cost S&P 500 index fund. (I suggest Vanguard’s.)…

Review: The Bogleheads’ Guide to Investing

…and the book is there as a resource for all of these topics. Many Bogleheads are diehards for Vanguard and Vanguard funds. Bogleheads will also very often suggest a reliable…

BLI Portfolio Performance Report 2018

…at this retirement spreadsheet: Q: What’s VCSGX and why do you own it? The Vanguard LifeStrategy Conservative Growth Fund (VSCGX) is a 40/60 mix of stock and bonds. During the…

The Roth IRA Conversion Ladder

…in. The process sounds more complicated than it is but conversions are pretty easy (Vanguard has one button to press which gets it done in about 5 minutes). After that,…

Pay Down Auto Loan at 1.9% or Invest?

…aside for a car but decide to take out a loan instead and to throw your $10,000 into Vanguard, you’ve basically committed yourself to saving $10,000 by making the loans…

Are You An Overtaxed Investor?

Vanguard circa 1988. Demuth also doesn’t seem to think that one will be created, in part because mutual funds themselves are on the way out. In the future, mutual funds…

Congratulations, You Got a Raise. Now What?

…a Target Retirement Fund with low fees (i.e. less than 1%) or any broad based low fee index fund (Vanguard Total Stock Market, any S&P 500 fund, etc). Max out…

5 Financial Steps for Savvy Summer Associates

…recommend Vanguard. We have no financial relationship. You can contribute up to $5,500 to the Roth IRA. You’ll pay minimal income taxes today in exchange for tax-free growth and tax-free…

Short-Term, Low-Risk Investments

…producing less than half a percent annually, Vanguard’s largest money market mutual fund returned 0.02% over the last year, and short-term bond funds’ yields have been negative. U.S. Treasury bills…

Save more money than your friends

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