Where Do REITs Fit in a Portfolio?

…compare the Vanguard REIT Index Fund (VGSIX) vs the Vanguard Total Stock Market (VTSAX). As you can see, they seem to move in tandem. There are a lot of theories…

Harvard Lost Billions, Would You?

…index funds is about as sharp as as you can get. In fact, it only consists of three core Vanguard index funds (ETF versions below): Vanguard Total Stock Market ETF…

How to Choose Your Income and Get Rich Slowly

…account each pay period. Everything Else. At the same time as you set your fixed salary, tell HR to send “everything else” or the “available balance” to Vanguard or your…

How to Assemble Total Stock Market

…500. Here’s a short video (6 minutes) of Jack Bogle, founder of Vanguard, talking about how Vanguard initially started with an S&P 500 but then eventually moved to offering a…

Tax Gain Harvesting: An Introduction

…you are thinking about tax gain harvesting Vanguard mutual funds. From their website: If you sell or exchange shares of a Vanguard fund, you will not be permitted to buy…

It’s Open Enrollment Season!

…$30 a year in account maintenance fees, but I have options to invest in Vanguard’s S&P 500 index fund and Vanguard’s Total International Stock Market index fund, so I’ve been…

Is an Emergency Fund Necessary?

…I invest my emergency fund? I have my Emergency Fund invested in the Vanguard LifeStrategy Conservative Growth Fund (VSCGX). It contains a 60/40 split between bonds and equities broken down…

Seeking My True Asset Allocation

…I’ve always tracked my asset allocation through a simple spreadsheet that essentially looks like this: VTSAX (Vanguard Total Stock Market) | 70% | US Equity VTIAX (Vanguard Total International Stock…

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