ELFI Bonus: $350

The Biglaw Investor has negotiated many perks, one of which is getting you a ELFI bonus for refinancing your student loans. How do we do it? Each company has an advertising budget. We asked ELFI to pay you instead of us. But don’t worry. The site gets a little as well. If you refinance with ELFI through links on this page, you’ll get a cashback bonus and you’ll help support the site.

Get $350 Bonus

ELFI aims to provide lower rates and custom payment options to fit your budget.

Education Loan Finance (also known as ELFI) is a division of SouthEast Bank, and has been widely acclaimed as one of the first institutions to allow borrowers to consolidate a variety of loans into a single loan with better repayment terms. As such, ELFI is a great option for lawyers who have taken out multiple loans to finance their way through undergraduate programs and law school. Just some of the benefits ELFI provides are: (1) expert loan advisors; (2) personalized options, and (3) co-signers allowed.

Expert loan advisors. If you’ve shopped around for the best way to refinance your law school debt, you’ve probably noticed that 99% of institutions don’t offer advisors. You’re expected to make all the decisions yourself, even if you don’t have enough information. ELFI is different. They connect you with advisors who will guide you through every step of the process and help you refinance your debt as soon as possible.

Personalized options. After you upload your information, you’ll get prequalified rates and offers in a matter of minutes. ELFI offers plenty of repayment options so you can choose the right one for your needs. You can also consolidate and/or refinance loans such as: private and federal loans, Grad PLUS, Parent PLUS and so on. They’ve got something for everyone. ELFI will also replace your loan servicer with MOHELA, who have a reputation for helping people get rid of their student debt ASAP.

Co-signers allowed. Just because your credit score isn’t ideal, that doesn’t mean you can’t refinance your student loans. With ELFI, you can bring a co-signer on board. And if you demonstrate the ability of regularly paying your instalments, they’ll release the co-signer. This makes ELFI a great option if you’ve started working recently and know you can handle the payments, but your credit history isn’t brilliant. With ELFI, you don’t have to wait (and consequently, lose money). You can simply get a co-signer and start reshaping the way you think about student debt.

  • Interest Rates: 2.39%+
  • Bonus Cashback: $350
  • Loan Types:
    • Fixed
    • Variable
  • Loan Terms:
    • 5
    • 7
    • 10
    • 15
    • 20
  • Rating: 7/10
    3.5 rating
  • Visit ELFI

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