Credible is a great option if you want to check multiple lenders when refinancing your student loans.
Credible isn’t your typical student loan refinancing company. Instead, they’re a refinance aggregator helping you find the best loan for your needs. Usually, you’d have to shop around for terms and conditions, and then spend hours poring over the information you got. With Credible, you no longer have to. Here's review of some of Credible's best features: (1) student loan refinancing product comparison; (2) personalized, prequalified rates; (3) student loan refi products for those who didn’t graduate or are still in school, and (4) refinancing options for private, federal and Parent PLUS loans.
Student loan refinancing product comparison. If you're looking for a platform that can talk to the multiple student loan refinancing companies, Credible managed to come up with a solution. You no longer have to click around the web filling out multiple applications trying to find the best refinancing option for your student loans. And this is just one of the examples demonstrating the full brilliance of the platform. Credible pulls information from a variety of lenders across the country to give you all the information you need to save money.
Personalized, prequalified rates. Once you enter your information into the Credible platform, you’ll be able to receive personalized and prequalified rates from a variety of lenders. You can sort by interest rates or payment amounts. A great thing about Credible is that it performs a soft credit check and then sends it over to lenders’ systems. This way, your credit rating won’t be affected in any way, and you’ll still get enough information to find the best refi plan. The downside is that you won't be guaranteed those rates until you complete a formal application with your ultimate student loan refinancing company.
Still in school? Dropped out? Don’t worry. Credible works with lenders who allow student loan refinancing even if you’re still in school or if you dropped out. This makes it a great option if you’re still in law school but have enough income to start paying off your student loans right now.
Refinancing options for federal, private and Parent PLUS student loans. Regardless of the type of loan you originally took out, you can refinance it with lenders that have partnered with Credible. If you want to pay off your parents’ loans, you can – and you’ll get the best access to competitive rates. Any kind of loan is a good loan to refinance for Credible.
- Interest Rates: 2.37%+
- Bonus Cashback: $1,000
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