Dentist Mortgages in Michigan


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Alerus Financial

(AL, AZ, CA, CO, CT, DC, FL, IA, ID, IN, KS, KY, MA, MD, MI, MN, MO, MT, NC, ND, NE, NM, NV, OH, OR, PA, SC, SD, TN, TX, UT, WA, WI, WY)

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usually responds within 30 minutes

Alerus Financial

(AL, AZ, CA, CO, CT, DC, FL, IA, ID, IN, KS, KY, MA, MD, MI, MN, MO, MT, NC, ND, NE, NM, NV, OH, OR, PA, SC, SD, TN, TX, UT, WA, WI, WY)

$100M Closed Loans

Alerus Financial is a bank established in 1879 that offers comprehensive financial solutions including banking, mortgage, retirement, and wealth management services.

High-income professionals can utilize Alerus Financial's comprehensive suite of services including wealth management, retirement planning, and personal banking. Their personalized financial strategies include investment management, estate planning, and risk management. Alerus also offers business banking and mortgage services. [ Read Review → ]

  • Minimum credit score: 680
  • Maximum loan: $1,500,000
Down payment Financing
0%up to $750,000
5%up to $1 million
10%up to $1.5 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • DVM
  • OD
  • Fellow
  • Resident
  • DPM
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Bank Of America

(All 50 States)

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Online

usually responds within 30 minutes

Bank Of America

(All 50 States)

$100M Closed Loans

Bank of America, founded in 1904, is a leading global financial institution offering a broad range of banking, investing, asset management, and other financial and risk management products and services.

High-income professionals can take advantage of various services from Bank of America, including personalized wealth management, advanced investment strategies, and dedicated advisors for financial planning. They also offer specialized banking services, flexible mortgage options, and exclusive rewards and benefits. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $2,000,000
Down payment Financing
3%up to $825,000
5%up to $1 million
10%up to $1.5 million
15%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • OD
  • DVM
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

BankMD

(All 50 States)

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Online

usually responds within 30 minutes

BankMD

(All 50 States)

$100M Closed Loans

BankMD, founded in 2005 and operating via bankmd.com, specializes in providing financial services to medical professionals with a focus on personal loans and wealth management.

High-income professionals can access a suite of services from BankMD, including specialized banking, lending, and investment solutions. The bank's offerings are tailored to meet the unique financial needs of medical professionals, helping them manage and grow their wealth effectively. [ Read Review → ]

  • Minimum credit score: 670
  • Maximum loan: $3,000,000
Down payment Financing
0%up to $850,000
5%up to $1 million
10%up to $2 million
15%up to $3 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DVM
  • DPM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Citizens Bank

(CA, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WV)

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Online

usually responds within 30 minutes

Citizens Bank

(CA, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WV)

$100M Closed Loans

Citizens Bank, founded in 1828, is a major U.S. commercial bank offering a comprehensive range of retail and commercial banking products and services.

High-income professionals can take advantage of various services from Citizens Bank, including wealth management and investment opportunities. They also offer private banking, retirement planning, and estate services. High-net-worth individuals can benefit from personalized financial strategies, designed to optimize their wealth and secure their financial futures. [ Read Review → ]

  • Minimum credit score: 680
  • Maximum loan: $1,500,000
Down payment Financing
5%up to $850,000
10%up to $1 million
15%up to $1.5 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Consumers Credit Union

(IN, MI)

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Online

usually responds within 30 minutes

Consumers Credit Union

(IN, MI)

$100M Closed Loans

Consumers Credit Union, founded in 1910, is a member-owned financial institution offering a wide array of services including loans, savings accounts, and investment opportunities.

High-income professionals can benefit from Consumers Credit Union's services like premium checking accounts, high-yield savings options, and personalized financial planning. They also offer a range of loan solutions, including mortgages, auto loans, and personal loans. These services are designed to optimize wealth management and growth. [ Read Review → ]

  • Minimum credit score: Not reported
  • Maximum loan: $1,000,000
Down payment Financing
0%up to $750,000
5%up to $1 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • CRNA
  • NP
  • PA
  • DPM
  • DVM
  • OD
  • PharmD
  • JD
  • DC
  • CPA
  • PhD
  • RN

DFCU Financial

(FL, MI)

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Online

usually responds within 30 minutes

DFCU Financial

(FL, MI)

$100M Closed Loans

DFCU Financial, established in 1950, is Michigan's largest credit union, offering a wide array of banking services including loans, savings, and investment options.

High-income professionals can benefit from DFCU Financial's wealth management services, including financial planning, investment services, and retirement planning. Additional offerings encompass insurance solutions, private banking, and specialized lending options. The firm's expert advisors provide personalized guidance to help clients optimize their financial health and achieve their goals. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $1,500,000
Down payment Financing
0%up to $1 million
10%up to $1.5 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DVM
  • DC
  • DPM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • CPA
  • PhD
  • RN

Fifth Third

(FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV)

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Online

usually responds within 30 minutes

Fifth Third

(FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV)

$100M Closed Loans

Fifth Third, founded in 1858, is a diversified financial services company offering banking, investments, and consumer and commercial lending across the US.

High-income professionals can leverage Fifth Third’s comprehensive financial services which include wealth management, private banking, and investment advisory. These services aim to optimize wealth growth, ensure financial security, and provide custom solutions tailored to individual financial goals. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.5 million
10%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

First Federal Savings And Loan Association Of Lakewood

(FL, IL, IN, KY, MD, MI, NC, OH, PA, SC, TN, VA, WV)

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Online

usually responds within 30 minutes

First Federal Savings And Loan Association Of Lakewood

(FL, IL, IN, KY, MD, MI, NC, OH, PA, SC, TN, VA, WV)

$100M Closed Loans

First Federal Savings And Loan Association Of Lakewood, founded in 1935, is a community-focused bank providing a range of financial services including mortgages, personal banking, and business banking.

High-income professionals can take advantage of various services from First Federal Savings And Loan Association of Lakewood. These include diverse investment options, comprehensive wealth management assistance, and tailored lending solutions. The institution also offers a range of personal and business banking services, prioritizing convenience and security. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.25 million
10%up to $1.5 million
15%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

First Independence Bank

(MI, MN)

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Online

usually responds within 30 minutes

First Independence Bank

(MI, MN)

$100M Closed Loans

First Independence Bank, established in 1970, is a Detroit-based minority depository institution offering comprehensive banking services primarily to underserved communities.

High-income professionals can take advantage of First Independence Bank's array of services, including bespoke wealth management, estate planning, business banking, and home mortgage solutions. The bank also provides personalized private banking services, including tailored loans and exclusive savings accounts. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $1,350,000
Down payment Financing
0%up to $1.35 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • OD
  • DVM
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

First Merchants

(IL, IN, KY, MI, OH)

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Online

usually responds within 30 minutes

First Merchants

(IL, IN, KY, MI, OH)

$100M Closed Loans

First Merchants, founded in 1893, is a financial services company based in Indiana, offering personal banking, business banking, mortgage services, and wealth management.

High-income professionals can benefit from First Merchants' range of services including wealth management, private banking, and tailored financial advice. These services are designed to optimize asset growth, ensure financial security, and facilitate custom financial strategies. [ Read Review → ]

  • Minimum credit score: 680
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.25 million
10%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • PharmD
  • CRNA
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Flagstar

(All 50 States Except NY)

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Online

usually responds within 30 minutes

Flagstar

(All 50 States Except NY)

$100M Closed Loans

Flagstar, founded in 1987, is a leading national bank headquartered in Michigan, offering a broad range of banking, mortgage, and lending operations.

High-income professionals can utilize Flagstar's wealth management services for their financial planning needs. These services include personalized investment strategies, retirement planning, estate planning, and trust services. Additionally, Flagstar offers private banking solutions such as tailored loans and exclusive credit options. [ Read Review → ]

  • Minimum credit score: 680
  • Maximum loan: $3,000,000
Down payment Financing
0%up to $1 million
5%up to $1.5 million
10%up to $3 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • CPA
  • RN
  • DC
  • PhD

GreenState Credit Union

(All 50 States Except CA)

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Online

usually responds within 30 minutes

GreenState Credit Union

(All 50 States Except CA)

$100M Closed Loans

GreenState Credit Union, founded in 1938, is a member-owned financial cooperative providing diverse banking services to more than 350,000 members across the United States.

High-income professionals can take advantage of a variety of services from GreenState Credit Union. These include exclusive checking and savings accounts with competitive interest rates, extensive loan options, wealth management and investment services, retirement planning, and insurance services, all designed to optimize their financial growth and security. [ Read Review → ]

  • Minimum credit score: Not reported
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.25 million
10%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • PharmD
  • NP
  • PA
  • CRNA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Horizon Bank

(IL, IN, MI)

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Online

usually responds within 30 minutes

Horizon Bank

(IL, IN, MI)

$100M Closed Loans

Horizon Bank, founded in 1873, is a community-centric financial institution based in Michigan, offering comprehensive banking, investment, and wealth management services.

High-income professionals at Horizon Bank can avail of a range of services, including wealth management, private banking, investment options, estate planning, and tax strategies. The bank also offers tailored financial advice, ensuring optimal asset growth and security. [ Read Review → ]

  • Minimum credit score: Not reported
  • Maximum loan: Varies
Down payment Financing
0%Varies
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • OD
  • DVM
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Keybank

(AK, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, KY, MA, MD, ME, MI, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY)

Match Banks Contact Send Email

Online

usually responds within 30 minutes

Keybank

(AK, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, KY, MA, MD, ME, MI, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY)

$100M Closed Loans

Keybank, established in 1825, is a regional bank headquartered in Cleveland, Ohio, offering a variety of financial services including retail and commercial banking, investment management, and consumer lending.

High-income professionals at Keybank are provided with comprehensive financial services. These include wealth management, specialized lending, and tailored banking solutions. They also have access to financial planning tools, investment strategy assistance, and estate planning. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $3,500,000
Down payment Financing
0%up to $1 million
5%up to $1.5 million
15%up to $2 million
20%up to $3.5 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Lake Michigan Credit Union

(FL, MI)

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Online

usually responds within 30 minutes

Lake Michigan Credit Union

(FL, MI)

$100M Closed Loans

Lake Michigan Credit Union, established in 1933, is a member-owned financial institution providing a comprehensive range of services including banking, mortgages, and insurance.

High-income professionals can benefit from Lake Michigan Credit Union's services, which include high-yield checking and savings accounts, low-rate mortgages, business and personal loans, and wealth management. The Credit Union also offers comprehensive insurance options and personalized financial advice. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.25 million
10%up to $1.5 million
15%up to $1.5 million
20%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • CRNA
  • DVM
  • OD
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Laurel Road

(All 50 States)

Match Banks Contact Send Email

Online

usually responds within 30 minutes

Laurel Road

(All 50 States)

$100M Closed Loans

Laurel Road, established in 2013, is a fintech company known for its online lending platform, providing student loan refinancing, mortgages, and personal loans.

High-income professionals can leverage Laurel Road's services for personalized financial solutions. The platform offers student loan refinancing, personal loans, mortgages, and high-yield savings accounts. It also provides digital banking services with attractive interest rates, emphasizing transparency and customer support. [ Read Review → ]

  • Minimum credit score: Not reported
  • Maximum loan: Varies
Down payment Financing
10%Varies
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Mercantile Bank

(IN, KY, MI, OH)

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Online

usually responds within 30 minutes

Mercantile Bank

(IN, KY, MI, OH)

$100M Closed Loans

Mercantile Bank, established in 1997, is a Michigan-based community bank specializing in commercial and consumer banking, mortgage lending, and wealth management services.

High-income professionals can take advantage of Mercantile Bank's customized services, including personalized wealth management, tax planning, estate planning, and retirement advice. The bank offers business banking solutions, commercial loans, as well as a full suite of digital banking services. [ Read Review → ]

  • Minimum credit score: Not reported
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1.5 million
10%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • PharmD
  • DC
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • NP
  • PA
  • JD
  • CPA
  • PhD
  • RN

Michigan State University Federal Credit Union

(IL, MI)

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Online

usually responds within 30 minutes

Michigan State University Federal Credit Union

(IL, MI)

$100M Closed Loans

Michigan State University Federal Credit Union, established in 1937, is a member-owned financial cooperative providing an array of services, including loans, savings, investments, and insurance.

High-income professionals can access a wide range of services from the Michigan State University Federal Credit Union. These include wealth management, investment services, estate planning, and retirement strategies. Additionally, they offer personalized financial planning, business loans, and insurance services. This comprehensive suite of services provides a one-stop solution for [ Read Review → ]

  • Minimum credit score: Not reported
  • Maximum loan: $3,000,000
Down payment Financing
%up to $3 million
3%Varies
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DVM
  • OD
  • CRNA
  • NP
  • PA
  • JD
  • DC
  • CPA
  • DPM
  • PharmD
  • PhD
  • RN

Northpointe

(All 50 States Except CA, NY)

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Online

usually responds within 30 minutes

Northpointe

(All 50 States Except CA, NY)

$100M Closed Loans

Northpointe, founded in 1999, is a Michigan-based online banking institution providing comprehensive financial services, including checking, savings, and loans.

High-income professionals can leverage Northpointe's comprehensive financial services, which include high-yield checking and savings accounts, competitive mortgage loans, and tailored lending options. The firm also offers personalized wealth management and investment strategies to optimize asset growth. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $1,000,000
Down payment Financing
0%up to $850,000
10%up to $1 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • PharmD
  • DC
  • CRNA
  • NP
  • PA
  • JD
  • CPA
  • PhD
  • RN

Northwest Bank

(IN, MD, MI, NY, OH, PA)

Match Banks Contact Send Email

Online

usually responds within 30 minutes

Northwest Bank

(IN, MD, MI, NY, OH, PA)

$100M Closed Loans

Northwest Bank, established in 1896, is a community-based financial institution providing a range of personal, business, and investment services across the Midwest.

High-income professionals can access a range of specialized services at Northwest Bank. These include personalized wealth management, tax-efficient investment strategies, and estate planning. The bank also offers private banking services, such as tailored mortgage solutions and premium banking products. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $1,500,000
Down payment Financing
0%up to $950,000
5%up to $1.25 million
10%up to $1.5 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • OD
  • DVM
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Old National Bank

(IA, IL, IN, KY, MI, MN, WI)

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Online

usually responds within 30 minutes

Old National Bank

(IA, IL, IN, KY, MI, MN, WI)

$100M Closed Loans

Old National Bank, founded in 1834, is an Indiana-based financial institution offering a broad range of services including retail and commercial banking, wealth management, and investment services.

High-income professionals can utilize Old National Bank's services for personalized wealth management, including investment management, trust services, and private banking. They also provide retirement plan services, estate planning, and philanthropy management, ensuring comprehensive financial care. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $750,000
5%up to $1.25 million
10%up to $1.5 million
15%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Shoreham Bank

(AZ, CA, CO, FL, IA, ID, IL, MI, NV, RI, TN, UT)

Match Banks Contact Send Email

Online

usually responds within 30 minutes

Shoreham Bank

(AZ, CA, CO, FL, IA, ID, IL, MI, NV, RI, TN, UT)

$100M Closed Loans

Shoreham Bank, founded in 1860, is a reputable financial institution offering a comprehensive range of banking services including loans, savings, and online banking.

High-income professionals can take advantage of various services from Shoreham Bank. These include specialized checking and savings accounts, tailored investment advice, estate planning, and personalized loan options. The bank also offers a private banking service, providing dedicated financial advisors for comprehensive wealth management. [ Read Review → ]

  • Minimum credit score: 700
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.25 million
10%up to $1.5 million
15%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • DC
  • JD
  • CPA
  • PhD
  • RN

The Federal Savings Bank

(CO, CT, DC, GA, IA, IL, IN, KY, MA, MD, MI, MN, MS, MT, NC, ND, NJ, NY, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY)

Match Banks Contact Send Email

Online

usually responds within 30 minutes

The Federal Savings Bank

(CO, CT, DC, GA, IA, IL, IN, KY, MA, MD, MI, MN, MS, MT, NC, ND, NJ, NY, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY)

$100M Closed Loans

The Federal Savings Bank, founded in 2000, is a veteran-owned, federally chartered bank offering mortgage services and banking products nationwide.

High-income professionals can leverage The Federal Savings Bank's services for tailored banking solutions. These include wealth management, personalized mortgage options, and private banking. The bank also provides advisory services for investment strategies, optimizing financial assets, and long-term financial planning. [ Read Review → ]

  • Minimum credit score: 680
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.25 million
10%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

The Huntington National Bank

(CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY)

Match Banks Contact Send Email

Online

usually responds within 30 minutes

The Huntington National Bank

(CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY)

$100M Closed Loans

The Huntington National Bank, established in 1866, is a full-service banking provider serving consumers, small businesses, and commercial markets primarily in the Midwest and Southeast U.S.

High-income professionals can leverage Huntington National Bank's wealth management services, which include financial planning, investment management, private banking, and trust services. These offerings are designed to optimize wealth growth, sustain income, and secure financial futures. [ Read Review → ]

  • Minimum credit score: 680
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.25 million
10%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DVM
  • DPM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Truist

(All 50 States Except AK, AR, HI, OR)

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Online

usually responds within 30 minutes

Truist

(All 50 States Except AK, AR, HI, OR)

$100M Closed Loans

Truist, formed by the merger of BB&T and SunTrust in 2019, is a leading banking institution offering a comprehensive range of financial services across the United States.

High-income professionals benefit from Truist's comprehensive wealth management services. These services include personalized financial planning, investment management, estate planning, and risk management. Truist also offers tailored lending solutions and private banking options to meet unique financial needs. [ Read Review → ]

  • Minimum credit score: 720
  • Maximum loan: $2,000,000
Down payment Financing
0%up to $1 million
5%up to $1.5 million
10%up to $2 million
Eligible degrees:
  • MD/DO
  • DDS/DMD
  • Fellow
  • Resident
  • DPM
  • DVM
  • OD
  • CRNA
  • PharmD
  • NP
  • PA
  • JD
  • DC
  • CPA
  • PhD
  • RN

Key Terms

  • Michigan offers specialized dentist mortgages that often require little to no money down and have less stringent approval criteria, tailored specifically for dentists.
  • These loans are designed to overcome the unique financial challenges faced by dentists, such as high student debt and irregular income patterns, making it easier to qualify compared to traditional mortgages.
  • Challenges might include limited loan availability and potentially higher interest rates or additional fees, but these mortgages typically offer significant benefits like lower down payments and more flexible qualification criteria.

In the heart of the Great Lakes region lies Michigan, affectionately known as the “Great Lakes State.” From the vibrant city life of Detroit to the serene shores of Traverse City, Michigan offers a diverse range of experiences for its residents. Whether you’re exploring the bustling streets of Grand Rapids or enjoying the scenic beauty of Ann Arbor, Michigan’s unique charm captivates all who call it home. With renowned universities like Michigan State in East Lansing and cultural hubs like Kalamazoo, Michigan boasts a rich tapestry of history, culture, and natural beauty. So whether you’re looking for urban excitement or rural tranquility, Michigan has something for everyone to enjoy.

Along with many other booming industries, Michigan boasts a robust healthcare sector, causing many dentists to call this Midwestern state home. With 3,840 dentists residing and practicing here, according to the Bureau of Labor Statistics, Michigan’s medical landscape is vibrant and diverse. 

Despite its relatively lower cost of living compared to other states, however, the rising home prices present a challenge for many dentists. The median listing price for a single-family home stands at approximately $289,900, per the FED, making homeownership difficult for many dental professionals. Fortunately, dentist mortgages provide support and options for dentists looking to navigate Michigan’s housing market. 

What are the pros and cons of Michigan dentist mortgages?

When considering a dentist mortgage in Michigan, it’s essential to weigh the pros and cons carefully, just like any significant financial decision. One major advantage is that these programs are specifically tailored to accommodate the unique financial circumstances of dentists. Given the challenges that many dentists face in qualifying for traditional mortgages due to their distinct financial situations, schedules, or payment structures, dentist mortgages can offer a more accessible path to homeownership. Moreover, these programs often feature lower interest rates, significantly reduced down payments, and other favorable terms that can simplify a dentist’s financial journey.

Of course, there are some downsides to consider as well. One potential challenge is the limited availability of these specialized loans. However, to streamline your search, we’ve compiled a list of the best dentist mortgages in Michigan below. By leveraging this resource and conducting thorough research, you can increase your chances of finding the perfect Michigan dentist mortgage that aligns with your needs and goals.

Home loans are often a big challenge for medical professionals like medical doctors, medical residents, interns, CRNAs, dentists, pharmacists, optometrists, physician assistants, or veterinarians. They often carry big student loan debt and these student loan payments can throw off their debt to income ratio for a conventional mortgage. As borrowers, they may struggle to get approved for the target loan amount. Dentist with professional designations like DDS, DMD, DPM, or DVM may need to look outside the box in the home buying process.

If you already tried to get approved somewhere you have a checking account or savings account like Fifth Third or a credit union, but you couldn’t make it work with these mortgage programs, don’t give up home for getting a primary residence. Another loan program may be better for you. You can talk to a loan officer about these home financing options/mortgage lenders and use your employment contract instead to get a new home.

You must be able to compare apples to apples on a loan before getting your heart set on a dream home you found on the NMLS. Be prepared to compare financial options in underwriting such as:

  • No private mortgage insurance/PMI
  • When/if you can refinance
  • Low down payment
  • Interest rates (fixed rate vs adjustable rate mortgage)
  • Closing costs
  • Monthly payments
  • Minimum credit score
  • Max purchase price
  • Length/life of the loan
  • Debt to income ratio/DTI
  • If you can pursue a jumbo loan
  • If self-employed dentists qualify
  • Other repayment terms

Once you know you’ve found a good path to become a homeowner, you can apply with a lender who offers the dentist version of a physician mortgage loan/doctor mortgage loan.

Is a Michigan dentist mortgage right for me? 

If you’re a dentist in Michigan considering a dentist mortgage, it’s crucial to approach the decision thoughtfully and with the right information. Start by assessing your financial situation, including your income, savings, debts, and credit score. Consider how homeownership aligns with your long-term plans.

Once you have a clear understanding of your finances, explore the dentist mortgage options available in Michigan. Compare factors like eligibility criteria, interest rates, and any additional benefits they offer. Evaluate how these options compare to traditional mortgages to find the best fit for your needs.

If you’re uncertain about your decision, seek guidance from a financial advisor or mortgage expert. They can provide insights into dentist mortgages and help you determine if they’re the right choice for you. Remember to take your time with this decision, as buying a home is a significant commitment. Ensure you’re comfortable with the path you choose before moving forward.

Examples of dentists who take out dentist mortgages in Michigan

Let’s explore some scenarios of dentists who have opted for dentist mortgages in Michigan. These stories can provide insights to help you decide if a dentist mortgage aligns with your goals:

Meet Dr. Essex, a dedicated dentist facing the challenge of accumulating a substantial down payment for her dream home in Michigan. Despite her consistent income, Dr. Essex has found it difficult to save amidst managing student loans and other financial obligations. However, with a dentist mortgage, she finds a glimmer of hope. These specialized loans often feature lower down payment options, making homeownership more feasible for dentists like her. Thanks to the benefits of a dentist mortgage, Dr. Essex can now embark on the exciting journey of owning her own place without the burden of a hefty down payment upfront.

In another part of Michigan, we encounter Dr. Alexander, an ambitious dentist striving to secure a mortgage for his ideal home. However, hurdles arise due to his high debt-to-income ratio and unpredictable work schedule. Traditional lenders have been hesitant to approve his application, leaving Dr. Alexander feeling disheartened. Yet, the discovery of dentist mortgages brings a newfound sense of optimism. These specialized loans often boast more flexible eligibility criteria, accommodating dentists like Dr. Alexander, even amidst unconventional work schedules or significant debt. With a dentist mortgage, Dr. Alexander gains the confidence to pursue his homeownership aspirations in Michigan.

Looking for a dentist mortgage in a different state?

If you’re looking to explore the best dentist mortgage in other states, click on your state below.

Find a Dentist Home Loan Specialist

Joshua Holt is a licensed mortgage loan originator (NMLS #2306824) and founder of Biglaw Investor. His mortgage expertise lies in the areas of professional mortgage loans, particularly for lawyers, doctors and other high-income professionals. Prior to Biglaw Investor, Josh practiced private equity mergers & acquisition law for one of the largest law firms in the country.

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